Debt got you down? We'll help you climb out of that hole.
15000+
Client Conversations
750+
Clients
650 cr
Debt Handled
98%
Clients Satisfied
About Freefromloan
The Challenges of Debt in India
Bridging the Gap
Bridging the gap: a quest for connection. Across divides of culture, creed, and circumstance, we build bridges of understanding. Through empathy, dialogue, and shared experiences, we dissolve barriers, fostering a world united in diversity.
Our Values
Client Centric Approach
Putting clients first: tailoring solutions, anticipating needs, and delivering exceptional service to create meaningful and lasting relationships.
Ethical Practices
Ethical practices: Integrity, transparency, and accountability guide actions, ensuring fairness, respect, and trust in all interactions and decisions.
Empowerment
Empowerment: Providing resources, support, and opportunities for individuals to realize their potential and achieve personal and professional growth.
Why choose Freefromloan?
Legal Expertise
Legal expertise encompasses deep knowledge of statutes, regulations, and case law, coupled with analytical skills to navigate complexities. It involves advising clients, drafting contracts, and representing them in court, all while upholding ethical standards and ensuring compliance with legal principles to achieve favorable outcomes.
Personalized Solutions
Personalized solutions tailor strategies and services to individual needs, preferences, and circumstances. Through thorough analysis and understanding, they address specific challenges, capitalize on opportunities, and optimize outcomes, fostering satisfaction and long-term success by delivering precisely what each client requires.
Transparency and Trust
Transparency and trust are foundational pillars of relationships and institutions. By openly sharing information, intentions, and decisions, and consistently demonstrating integrity and reliability, they cultivate mutual understanding and confidence. They pave the way for collaboration, accountability, and enduring partnerships, driving progress and prosperity.
Compassionate Support
Compassionate support offers empathy, kindness, and understanding to those facing challenges or hardships. It involves active listening, validation of feelings, and providing comfort and assistance without judgment. Through genuine care and encouragement, it empowers individuals to navigate difficulties, heal, and find strength to overcome adversity with resilience.
Results-Driven Approach
A results-driven approach prioritizes tangible outcomes and measurable achievements. It involves setting clear goals, developing strategic plans, and executing with focus and determination. Through continuous evaluation and adaptation, it maximizes efficiency and effectiveness, ensuring that efforts align closely with objectives and deliver meaningful impact and success.
Comprehensive Service Offering
Our comprehensive service offering encompasses tailored solutions across various sectors, including technology, marketing, consulting, and beyond. From strategic planning to implementation and support, we provide end-to-end assistance to optimize operations, enhance customer experiences, and drive sustainable growth for your business.
There are 5 phases in Freefromloan process:
Check eligibility
Start by sharing details about your unsecured debts like credit cards and personal loans with our knowledgeable counselors. They'll assess your situation to determine if you qualify for our debt relief program.
Enroll
Upon eligibility confirmation, sign up with us. We'll provide you with a legally binding agreement that protects your rights and interests throughout the process. This agreement enables us to effectively negotiate with your creditors on your behalf.
Save
Begin setting aside funds specifically for resolving your loans. While you focus on building your savings, we'll handle any harassment from creditors or recovery agents, ensuring your peace of mind.
Negotiate
Once you've saved enough, we'll engage in discussions with your creditors to resolve your debts based on your payment capacity. Our skilled negotiators will work diligently to secure the best possible resolution for you.
Settle
With our dedicated team by your side, we'll strive to achieve the optimal resolution for your debts, allowing you to finally break free from the burden of debt. Trust us to negotiate with your creditors and pave the way for you to become debt-free.
Our Debt Relief Services
Personal Loan Settlement
Credit Card Loan Settlement
Anti-harassment Service
What are the clients saying about us?
Frequently Asked Questions
Freefromloan is a process of negotiating with creditors to pay off a debt based on your paying capacity. it is also known as debt settlement, debt relief or debt resolution.
Freefromloan works by negotiating with creditors to pay off a debt based on your paying capacity. The creditor gets paid and you get out of debt. It’s a win-win situation.
You should continue to pay your monthly EMIs to the lenders as far as possible. In case you anticipate that you may miss a payment, do contact the lender and take assistance from our team for possible solutions.
Freefromloan is the discretion of the lenders and only they can issue the settlement letters. We can only assist and do not have any authority to issue such letters.
There are several benefits to loan settlement. First, it can help you get out of debt quickly. If you’re struggling to make monthly payments, settling your loans can give you some breathing room. This can be a huge relief if you’re struggling to make ends meet.
We can help you in resolving unsecured loans like personal loans, credit card debts, consumer loans, unsecured business loans etc.
Yes, it is perfectly legal.
We understand that you may be in financial difficulties but wherever possible, you must meet your financial obligations to the lenders.
It may vary from case to case but can take between 3 months to 1 year.
Your creditors will continue to add interest and late fee into your account. However, at the time of settlement, the lenders may waive the interest or late fees at their discretion.
You may continue to get calls from the bank or recovery agents. However, do note that they are bound to follow certain code of conduct as laid down by RBI and Supreme Court of India. You can redirect the calls to our team and our legal team will handle the communication as per the laid down guidelines and laws of the country.
The creditor has the right to file a case for non-payment of dues but most creditors are willing to settle if there is a possibility. Our panel of lawyers can help you in handling these cases if the need arises.
CIBIL score can be improved by following financial discipline. Please talk to our team for guidance on this.
You will not be able to use the credit cards that are part of the settlement program during the period prior to settlement.
Yes you can, but it is not easy to negotiate when you are under pressure. Our team has years of experience in doing this and can get the best possible deal for you.